function CheckTxt(textInField,objField,boolAction) {
	if (boolAction) // user is ENTERING the field
	{
		if (objField.value == textInField) 
		{
			objField.value = "";
		}
	}
	else // user is LEAVING the field
	{
		if (objField.value == "")
		{
			objField.value = textInField;
		}
	}
}